Banking that stays out of the way.
Backspin gives software companies the accounts, cards and money movement their customers expect, without becoming a bank.
Our story
Elena and Nils met building payouts for a marketplace that spent more time on bank paperwork than on its product. Backspin is the platform they wished they had: one API, one ledger and a compliance team that answers in a day.
- Founded in Milan
- 2019
- Moved through Backspin last year
- $38B
- Companies building on the API
- 1,400
- People across three offices
- 64
The people behind Backspin
A small leadership team with years in payments, risk and banking infrastructure.

Elena Moretti
Co-founder and CEO

Nils Halvorsen
Co-founder and CTO

Carmen Ruiz
Head of Risk and Compliance