Cards

Issuing, spend controls, disputes and declines.

Questions

Updated September 17, 2026.

All topics

Virtual cards are ready to use in seconds. Physical cards ship within five business days.

Yes. Set daily, monthly or per transaction limits on any card, and allow or block merchant categories.

Turn on real-time authorization and we send every purchase to your endpoint. Reply within two seconds to approve or decline.

The decline reason is on every authorization in the dashboard and the API: a limit, a blocked category, a frozen card or insufficient funds.

Open a dispute from the dashboard or the API. We file it with the card network and keep you updated until it is resolved.

Yes. Freezing and unfreezing is instant, from your app or from the dashboard.

Still stuck?

Open a ticket and a support engineer will reply, usually within two hours.

Open a ticket